This. But from what I've read anything that has been crashed & broken isn't covered. I guess it might be hard to prove it was a crash if you wrap your bike in helicopter tape : :
Maybe a raw turner dhr? The suspension design is one of the best, it has very modern geometry so its not on the verge of being obsolete, and you can send them back to get them refurbished or painted. I really prefer 'frame and build kit' companies over the 'complete bike' model of the big manufacturer's because the little guys don't change the design and/or paint scheme every year in an attempt to reduce the used bike's market value.
For the record I have a v10c and its a pretty good candidate since its currently probably one of the most "modern" dh bikes, so again not on the verge of obsolescence. It's the lightest on the market, has adjustable geometry and travel, a good suspension design, and a long 5 year warranty.