man what u do is take thing that your willing to sell tihngs like.. well i sold all my lacrosse gear, and wait for your B day and ask all your friends and parents and grandparents for money
take 10 bucks and get some candy bars such as twix and snickers...say you pay 59 cents a peice and then at school sell em' for a dolla....i do it and i have a rep. for it at schooll.teachers alway search your backpack b/c its illegal to sell candy here so you gotta say its for baseball....when you spend 10 bucks on candy bars and make 20 put ten back in to the buiness or 20 and whatever you make half it...so the first week you make 50 bucks(50 candy bars)not hard at all. then you put 50 into more candy and then you will get 100 then u buy 100 bucks of candy and youll get 200....
my brother does that all the time he comes home with 20 bucks and only spends 5 dollars on candy (1.00 for a piece of hubba bubba lol)
^^remember that he is only a 13 year old male..he won't make very much as a prostitute:P at 13 getting a loan is pretty hard if you dont have a source of income to prove that you are going to pay it off.
hey there is this company that only finances bikes, you might want to try them. The guy who owns it or runs it is in Ottawa. If you are interested I will see if I can get his mane for you. Biker Hiker