On October 9, 2019 legendary Canadian freerider and all around amazing human
Jordie Lunn died after a crash while trail riding in Mexico. Although his time in the hospital was brief, his family is expecting significant medical bills, on top of the costs associated with getting Jordie's body back home to Parksville, Canada. Jordie had personal injury and life insurance through Combined Insurance, but because the accident happened out of country, there are greater expenses.
To help with these costs, a Road 2 Recovery fundraiser has been set up in Jordie's memory. The foundation’s page notes that any excess funds after the medical and logistical costs have been met will be used in Jordie's name to provide help in avenues that Jordie was passionate about, including helping children with cycling and coaching opportunities, bike facilities, helping establish baseline concussion testing for athletes worldwide, supporting brain health and injury research in mountain biking, and funding research to better understand the health of athletes' brains post concussion in the hope of avoiding further losses.
Jordie’s family also wanted to thank any and all of the companies and people who have supported Jordie throughout his entire career. Jordie’s current sponsors are Rockstar Energy, YT Industries, Strikt Gear, SRAM, RockShox, Endur Apparel, Space Brace, Kali Protectives, Vee Tire, Halo Wheels, SDG Components, Sensus Grips, FiveTen, Deity Components, Spy Optics, Wicked Audio, and Arrowsmith Bikes.
About the Road 2 Recovery FoundationThe Road 2 Recovery Foundation is a 501(c)(3) nonprofit organization founded in 2000 to help AMA-licensed motocross and supercross professionals and action sports athletes with financial assistance after sustaining career-ending injuries as well as providing motivational, emotional and spiritual support to these individuals and their families. (Read More...)
IMHO There is no way in a civilised country that someone should face financial ruin because of accident or illness.
The hospital cost for foreigners is always a problem in case of crash. I helped a swiss DH riders who crashed in french Morzine, he had to call his insurance to see if he could use a local ambulance :-)
“The term socialism refers to any system in which the production and distribution of goods and services is a shared responsibility of a group of people.”
You could pretty much say Canada is a constitutional monarchy with socialistic tendencies and the US is a republic with capitalistic tendencies. So to someone within the US and those in a much more authoritarian state, it could appear that Canada is a very socialistic country.
Its a big circle of gangsters; that manipulate the way the system collects, and sucks people financially dry of their life and savings anyway. The cost of all medical supplies, the machines you describe and just the time to occupy a bed or an ambulance ride are astronomical and shouldn't be.
Insurance enables the Hospitals to charge and make far more money than a service is actually worth or should be. The individual that has passed will not be the one taking care of the bill and that can be then the responsibility of Family.
Why do you think someone that maybe has retired and has their own medical bills possibly to pay and whatever else, now be suddenly burden by such an outstanding bill to pay off?
Let the hospital right it off FUK EM! Because if not they will FUK Your surviving family.
Health Care is one of those areas that beautifully illustrates that. Because of all sorts of market power assymmetries and social contract issues, truly market based health care is a clusterf#ck none of us want to live with.
Look at all the countries you might consider living in (high standards of living, rule of law, economic opportunity, personal freedom, etc.) and think of them all as experiments in trying to square that circle with various degrees of govt intervention in that market. Then look at outcomes (cost to consumers, health measures, ability for consumers to manage risk, externalities paid for by the rest of society, regulatory capture allowing inefficiencies benefitting incumbent rent seekers, etc) and draw your own conclusions - but not one of those experiments has so far produced a successful truly capitalist health care system. That should be food for thought...
Just because brands aren’t shouting from the rooftops that they’ve donated or supported in other ways doesn’t mean they haven’t or aren’t planning to.
I have no real clue of the options of insurance but I image there are options to at least buffer the high cost of these scenarios. I think the sponsors need to get involved with independent & factory sponsors riders and indicate a part of the sponsorship agreement is to carry insurance...especially when travelling. Either the cost is incurred by the sponsor or by the rider but the agreement states "No insurance No sponsorship." It would be the best for both parties as the riders will have something to assist with unforeseen issues and the sponsors will not have negative backlash from the public such as "Where are you sponsors?" such as in this scenario.
I will add that I am not trying to tread on Jordie's story. This man is/was an inspiration to us all and the family will forever be without this greatness in their lives. I think it is a matter that can used as a start to "How do the riders, sponsors, and industry ensure that these athletes are cared for if something goes wrong."
www.google.com/url?sa=i&rct=j&q=&esrc=s&source=images&cd=&ved=2ahUKEwjqha3klablAhWLrZ4KHSCHBBoQjRx6BAgBEAQ&url=https%3A%2F%2Fm.pinkbike.com%2Fnews%2Fjordie-lunns-red-bull-rampage-2018.html&psig=AOvVaw1QSId2qJNFcpyxhw4UXgaX&ust=1571500520186480
But tell me what kind of a world we are living in? Is this industry so poor to take a real care about their and our heroes?
Health Insurance, medical and pharmaceutical companies should not be a free and private sector market since it’s built to help people but tainted by greedy people
www.pinkbike.com/news/risk-vs-reward-contest-insurance-2014.html
I wrote this piece back in 2014 and since Rampage is around the corner it sheds light on coverage for riders. Link to PB
www.pinkbike.com/news/risk-vs-reward-contest-insurance-2014.html
Furthermore, a lot of credit card companies offer out of country medical insurance if you purchase your ticket with the card. I'm sure the family already looked into that, but it's worth mentioning since most people don't know.
Looking at the limits it had $50k NZD coverage for accidental death, and unlimited medical expenses. Kinda grey if what happens if you required lots of treatment then passed away. Is it unlimited? or is it capped at 50k?..... If it's 50kNZD (30k USD).. that wouldn't go far at all.
Obviously not commenting at all on the specifics for the family, but I can see how very easy it would be to get caught out on this or think you're covered and not, or an a-hole insurance company weaseling out.
But maybe the reason the cost went so much higher is simply because of the severity of the event, rather than being out of the country.
Just because brands aren’t shouting from the rooftops that they’ve donated or supported in other ways doesn’t mean they haven’t or aren’t planning to.
So back to Jordi’s case - he had sponsors, who were paying him for his dangerous job. It was his responsibility to take care of himself and get insured. Unfortunately looks like he didn’t, which is sad.
This should be (another) warning for the pro athletes, to act like a pro and take care of potential risks, which are huge in this sport.
Whats wrong with you? Ah, wait a moment... You live in a country governed via Twitter by a rich for the rich!